Frequently Asked Questions
What is eLayaway?
eLayaway offers a convenient way to pay for products or services both online and at many participating merchant stores. Like traditional layaway, eLayaway allows you to make payments on items you reserve. Delivery occurs once the item is paid in full. What makes eLayaway better than traditional layaway is its automated payment system and flexible payment terms. All this for a low 1.9% flat transaction fee (that's just $1.90 for every $100 you transact through eLayaway). In addition to making the things you want easier to afford, eLayaway also offers:
* a convenient way to plan purchases
* zero interest on all transactions
* FREE membership
* Easy to use shopping tools
* No credit check
Click on the link below to get started on the newest way to order
http://www.elayaway.com
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Introducing, the payment alternative that offers...
Becoming a member is free and easy. Simply visit eLayaway.com to create an account or join during the checkout process of any of our participating merchants.
eLayaway offers a safe and affordable payment alternative without tying up credit or subjecting the purchase to high-interest credit card fees.
- NO CREDIT CHECKS OR SPECIAL QUALIFICATIONS
Anyone 18 years or older can join. No credit card required. An active checking account is all you need.
- FREEDOM FROM CREDIT CARDS
For customers who are near or beyond their credit limit or those who simply want to avoid high interest credit card fees, eLayaway is the smart choice.
- FLEXIBLE PAYMENT SCHEDULE
Similar to traditional layaway, eLayaway lets you make regular automatic installments on goods or services, with delivery upon payment in full. Since you set the payment schedule* and amount, every purchase can be tailored to fit any budget or lifestyle.
- A TOOL FOR PLANNING AHEAD
Whether it’s travel, a seasonal wardrobe or college tuition, eLayaway makes it easy for smart shoppers to plan ahead and buy on their terms.
- NO HIDDEN CHARGES OR MOUNTING INTEREST
eLayaway makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a one-time transaction fee of just 1.9% on the initial purchase price – no matter which payment schedule they choose.
Use eLayaway with participating merchants just as you would any other payment option.
You have the right to cancel any purchase and will receive a refund less a standard cancellation fee of $25.
- SECURITY AND IDENTITY PROTECTION
eLayaway has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into the eLayaway system to prevent fraudulent purchases. To ensure full accountability, all eLayaway payments are stored in merchant escrow accounts until the transaction is completed. The eLayaway payment module has built-in 256-bit SSL encryption to keep transaction data secure.
* Payment terms and schedules are set by each individual merchant. eLayaway does not limit any transaction due to final amount (minimum or maximum) or payment terms. † Purchases may be subject to individual merchant’s additional terms and condition superceding eLayaway’s terms and conditions where applicable.
http://www.elayaway.com